Get a Mortgage at A Lower Rate

You'll have your mortgage for a while. It's imperative that you get the best deal possible!

Get A Quote Today

What Do You Need for Mortgage?

Responsible Use
of Credit

You need to know what is on your credit report. If there are problems with your credit score, we can help you prepare your credit for a home purchase.

Prequalification for

The next step is to get prequalified for your home purchase. This way, we can tell you exactly how much of a loan you can handle each month.

Find a House &
Make An Offer

With your prequalification in hand, you will look to find a home you that can make you happy. Once you find that dream house, you’ll make an offer.

Drive Every Day
to Your New Home

With an accepted offer, we help get your loan final-approved. After you sign the documents to close on the purchase, your new home is now yours!!!

About Kreative Mindz Mortgage

Our company was founded because we believe all people deserve the right to purchase a home at a reasonable price, with a reasonable rate. We help make that happen.

From pre-purchase credit consultation to document analysis, we help you get ready to purchase so there are no surprises when it comes time for your home mortgage qualification and hopefully, home purchase. If your credit is less-than-perfect, we can often help you clear and clean this up in advance, improving the odds of getting approved to buy the house you desire.

happy couple with mortgage

Head office

  • 1919 Oxmoor Rd Suite 412
  • Birmingham 35209

Customer Service Center

(678) 824-2740 /

How Our Process Works

1. Tell Us About Your Loan

Submit the form at the top of the page to tell us the mortgage you are looking to get and some basic information about you and your desired loan parameters.

2. Get a Quick Quote

We will provide you a quick quote for your terms, rate, etc. based on credit worthiness, purchase price, down payment, loan to value, and employment.

We'll Review Your Information

We’ll perform an initial review to see if we can help you. This may include reviewing credit, examining employment and other income/financial documents.

4. You Decide to Hire Us

We offer consulting at $350 an hour and document review for $500. When you hire us, we do everything legally possible to help get you ready to qualify.

5. We Help You Get Approved

Once we’ve looked at everything carefully and helped to prepare you and your documentation, we submit your loan for approval with our extensive network.

6. Full Guidance to Closing

Once your loan is approved, we oversee the remainder of the process to ensure everything runs smoothly, all the way through to the day of closing on the loan.

Not Quite Ready?

If you're interested but have questions, please fill out the form to the right and someone from our team will get back with you as quickly as possible.

Why Choose Our Experts?


We know what we are doing and how to get your mortgage approved.

Less Stress

We take the stress off your shoulders and make the process easier.


We can work with you at your convenience, even online if preferred.

Fast Process

Our process is fast and easy and we work diligently to get the job done.

Credit Advisement

As experienced credit professionals, we can help you fix credit issues.

No Hidden Charges

Our pricing is transparent & there aren’t hidden charges above what you see.

Money-Back Guarantee

We offer a money-back guarantee if you heed our guidance & aren’t approved.

100% Security

Your information is always secure with us and we guard it with utmost care.

Looking for a Great Mortgage Deal?

To get a mortgage and especially, the best mortgage deal, doesn’t it pay to have the best advisors?

1919 Oxmoor Rd Suite 412 Birmingham 35209 | (678) 824-2740